Financial Pulse

// PERSONAL CFO · ZERO JUDGMENT · FULL CLARITY

THU 4 JUN 2026
--:--:--
Survival
$1,022
after $635 in · phone due today
Income Hub
$1,127
after pay rule · next pay 17 Jun
Loan Balance
$6,470
8.79% p.a. · $63.14/fn auto
Employer Debt
$1,880
not started · watch every payslip
Emergency Fund
$657
+$300/pay · goal $10k Dec 2026
Savings
$4,941
+$200/pay · unallocated
GoWod Provision
~$26
~$8.75/pay · renews 27 Nov
⚡ Bills Due Next 7 Days — From Survival
Phone
Thu 4 Jun · TODAY
AUTO $128.00
Claude Pro
Sat 6 Jun
AUTO $34.00
Stan
Sun 7 Jun
AUTO $32.00
Audible
Mon 8 Jun
AUTO $21.52
Rent
Mon 9 Jun
AUTO $215.00
Personal Loan
~Wed 10 Jun
AUTO $63.14
TOTAL DUE 7 DAYS $493.66
✓ Survival has $1,022 — fully covered, ~$528 buffer after
📊 Weekly Pulse
📅 Monthly Snapshot
🗓 Bill Calendar
✍️ Log Spending
🔄 Subscriptions
💳 Debt Attack
🤔 Can I Afford It?
Weekly pulse
June bills
Subscription audit
Debt attack
Emergency fund
Fortnight recap
Can I afford it?
CFO
Situation Report — Thu 4 Jun 2026
Pay day. Pay rule executed. $635 → Survival, $300 → Emergency Fund, $200 → Savings. Done.

Survival is sitting at $1,022 and has a heavy week ahead — phone today, Claude Saturday, Stan Sunday, Audible Monday, rent Monday, loan Wednesday. Total $493. All covered with ~$528 to spare going into next week. No action needed on Survival.

Income Hub at $1,127 for the next 13 days. That's tighter than usual — the knee week, school clothing, and gaming sub all hit this period. You cancelled Battle.net which saves $67/month from here. Good call.

Emergency Fund is at $657 — two pays in, building properly now. Savings holding at $4,941.

One thing to check: confirm Spotify has moved to Survival — it showed on Income Hub on 23 May. If it hits Income Hub again on the 19th we'll know it hasn't moved yet.

Next pay: 17 Jun. Same routine: $635 → Survival, $300 → Emergency, $200 → Savings.